Terms of Use

1. Who these terms are for, and acceptance

PEO Tools builds software for independent PEO brokers. This site and the Proofline subscription are for brokers and broker firms, not for the business owners a broker serves. By accessing the Site or creating an account or running Proofline (the "Service"), you agree to these Terms of Use and the Privacy Policy. If you do not agree, do not use the Service.

2. What the Service is

Proofline is a PEO math engine. It runs your prospect's own figures and produces a sourced, current-vs-PEO analysis displayed under your brand on your own site. It is not a quote, an offer of coverage, an eligibility decision, or a binding price. Proofhouse is a fixed-scope broker website service. DeckGen is a proposal engine in development. The Service clears the money question; it does not replace your work or your judgment.

3. Accounts

To run Proofline you create an account and load your own rate-card inputs. You are responsible for the accuracy of those inputs, for keeping your credentials secure, and for all activity under your account, including the embed you place on your own site.

4. Plans and the free-until-first-verified-lead model

Proofline is month-to-month: Solo is $150 a month, Firm is $350 a month, Agency is priced by arrangement. You deploy the embed and pay nothing until Proofline delivers your first phone-verified lead. After that, the plan fee is flat and monthly: no percentage of commission, no per-lead charge, no setup fee. Fees are exclusive of taxes. Except where required by law, paid fees are not refundable; you may cancel to stop future renewals.

5. Your inputs and your leads

The rate cards and figures you load remain yours; we use them only to operate the Service for you and never to compete with you. When a prospect verifies their phone, the lead record is created in your portal and belongs entirely to you. PEO Tools does not receive, resell, route, or broker that lead. We are a neutral software vendor, not affiliated with any PEO.

6. Acceptable use

You agree not to use the Service unlawfully or deceptively, present a Proofline analysis as a quote or tax advice, strip its sourcing, load inputs you are not authorized to use, probe the security of the Service, scrape or systematically extract it, reverse engineer the engine except where the law allows, or resell or sublicense the Service without permission.

7. The analysis is structured financial analysis, not advice and not a quote

Proofline output is computational, sourced line by line, and built to reconcile when an accountant checks it. It is not tax, legal, accounting, or coverage advice, and using the Service creates no advisor or fiduciary relationship. It is not a quote, contract, or binding offer. Actual rates, terms, eligibility, and tax outcomes depend on the PEO, the carrier, and the prospect's complete facts. Where the analysis shows a PEO does not help, that result is part of the design.

8. Intellectual property

The Service and its contents are owned by or licensed to PEO Tools. Subject to these terms and your active subscription, we grant you a limited, non-exclusive, non-transferable, revocable license to run analyses for your own prospects and display the output under your brand. You keep your own brand, content, and rate-card inputs.

9. Third-party services

The Service may rely on third-party tools, including embed delivery, phone verification, form handling, and analytics. We do not control those services and are not responsible for their availability, accuracy, or policies.

10. Disclaimers

To the fullest extent permitted by law, the Service is provided "as is" and "as available," and PEO Tools disclaims all warranties, express or implied. We do not warrant that the Service will be uninterrupted, error-free, or complete. You remain responsible for confirming material decisions with qualified advisors.

11. Limitation of liability

To the fullest extent permitted by law, PEO Tools will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, commissions, or data. Our total liability for any claim will not exceed the greater of the fees you paid us in the three months before the claim, or one hundred U.S. dollars.

12. Indemnification

You agree to defend, indemnify, and hold harmless PEO Tools from claims arising out of your use of the Service, your violation of these terms or applicable law, the way you present the analysis to your prospects, or the inputs you submit.

13. Termination

You may cancel any time to stop future renewals. We may suspend or terminate your access, with notice where practical, if you violate these terms or misuse the Service. Provisions that by their nature should survive will survive termination.

14. Changes

We may update these terms and will post the revised version here with an updated date. For material changes affecting paid subscriptions, we will give notice. Continued use after a change means you accept the revised terms.

15. Governing law

These terms are governed by the laws of [governing-law jurisdiction to be set by counsel], and any action must be brought in the courts located in [venue to be set by counsel]. (Placeholder pending legal review.)

16. General

If any provision is unenforceable, the rest remains in effect. These terms, with the Privacy Policy, are the entire agreement between you and PEO Tools regarding the Service.

17. Contact

Questions can be sent through the contact form or by booking a call at /book-a-call/. The analytics opt-out link is on the Privacy Policy.