What Proofline is, and what it is not.

PEO Tools makes software for independent PEO brokers. Our engine, Proofline, runs a prospect's own figures and returns a sourced current-vs-PEO analysis that the broker embeds on their own site. Before any broker puts that number in front of a client, here is exactly what it is and what it is not, in plain words.

The output is structured financial analysis. It is not advice.

Proofline produces a current-vs-PEO analysis: a structured, line-by-line comparison of a prospect's tax position today against their position inside a PEO, built from the figures the prospect enters. It is educational and informational. It is not tax advice, legal advice, or coverage advice, and it does not create an advisory relationship with PEO Tools. Whether any figure applies to a specific prospect depends on their entity type, how they are taxed, their ownership structure, their state, and the full facts of their business.

The number is a model estimate. It is not a quote.

Every figure is computed from the inputs entered and from federal and state rules current to enacted law. It is a model estimate, not a quote, not a binding offer, and not a guarantee of any outcome. A PEO's actual admin fee, plan terms, and acceptance are set by that PEO at the time of placement. A prospect's actual tax outcome depends on their complete return and their accountant's treatment of their situation.

It is built to be checked, and it should be.

Proofline is built so the math holds up when a prospect's accountant checks it. Every line is traceable to the rule or rate behind it, and contested positions are flagged with the opposing authority named. Before a broker or a prospect acts on a Proofline analysis, it should be confirmed by a qualified accountant or attorney. It is built to be verified, and we expect it to be.

What Proofline does not produce.

• It is not a quote, a binding offer, or a guarantee of any rate, term, savings, or tax treatment.
• It is not a workers' comp rating. It does not compute an experience modifier, assign class codes, or price coverage.
• It is not coverage advice and does not select, recommend, or bind a health plan, group plan, or carrier.
• It does not determine eligibility, acceptance, or placement with any PEO. Those decisions belong to the PEO.

PEO Tools is software. It is not a PEO.

PEO Tools provides the engine and the surrounding software. We are not a PEO. We do not employ anyone's staff, run anyone's payroll, administer anyone's benefits, or place anyone's coverage. We are not affiliated with, endorsed by, or acting on behalf of any PEO, and the analysis does not favor one PEO over another. The broker owns the client relationship and does the work only they can do.

Draft, pending legal review.

This disclaimer is a working draft and is pending review by counsel. It will be updated as that review is completed. Last updated: June 2026.