NEUTRAL TAX COMPUTATION · FEDERAL + STATE · 2026 CODE
A PEO savings claim landed on your desk. Check the math in two minutes.
You could run this yourself - you're a CPA. This does the federal and state computation for you, worked line by line and sourced, so you confirm or correct the number instead of building it. From any PEO proposal, from any source.
No endorsement asked. The math is free. Access is limited to verified CPAs.
A neutral tax computation reference. Enter the figures from a PEO proposal and it returns the same federal and state computation a broker's report is built on - worked line by line, sourced to 2026 code, matchable to the penny.
It computes one layer: the tax. Every other number - premiums, fees, headcount, income, the broker's offered rate - is an outside input you supply. The engine takes those as given and does not author them. It is not a PEO, not a broker, not an advisory service. It computes. It does not recommend.
This page computes federal and state tax treatment only. All premiums, admin fees, headcount, income, entity election, and proposal terms are outside inputs supplied by you. The engine certifies the tax computation and nothing else.
This surface is open to verified CPAs.
If not yet verified
Running a verification requires a verified CPA account. This is a one-time review - we confirm active licensure in your state, then your registered email is cleared to run reports. No cost, now or ever.
Register as a verified CPA →If verified
Enter your registered email to run a verification. Reports are delivered to that address.
Run a verification →Enter the proposal
Not yet verified? Register as a CPA →Runs the federal and state computation against 2026 code. The report is emailed to your registered address when it’s ready.
Inside scope: federal and state income tax · self-employment and FICA payroll tax · health-premium treatment under each structure · admin fee and premium lines as entered.
Outside scope — verify independently: workers’ comp and class codes · SUTA and unemployment tax · co-employment liability · QBI interaction · retirement-plan effects beyond the stated plan cost · mid-year exit cost · whether the offer is competitively priced.
Frequently asked questions
Who can use this tool?
Verified CPAs only. Access requires a one-time license check — we confirm active CPA licensure in your state, then your registered email is cleared to run reports. There is no cost, now or ever.
What does the engine compute?
Federal and state income tax, self-employment and FICA payroll tax, and health-premium treatment under each structure, with admin fee and premium lines as entered. It does not compute workers’ compensation class codes, SUTA, QBI interaction, retirement-plan effects beyond the stated plan cost, or whether the offer is competitively priced.
What do I need to run a verification?
Your registered email address and the figures from the PEO proposal: projected income, entity structure, filing status, headcount, health-premium amounts, admin fee, and the broker’s offered rate. The engine takes these as given — you supply them, it computes.
How is the report delivered?
By email to your registered address. The computation is worked line by line, sourced to 2026 federal and state code, and matchable to the penny.
Is there a cost?
No. Access to the CPA verification tool is free and remains free.
How long does CPA registration take?
Registration is reviewed manually. We confirm active licensure and email you when your account is cleared. After that, running a report takes your registered email and about two minutes.
Get verified to run reports
One-time verification. We confirm active licensure in your state, then your email is cleared to run reports directly. If we have a question, we’ll reach out. There is no cost, and nothing is asked of you beyond confirming you’re a licensed CPA.
Submitted. We’ll confirm your licensure and email you when your account is cleared.
A modeling estimate for professional review, not tax advice.
PEO Tools certifies the tax computation only. No referral, no endorsement, no advisor relationship is created by using this page.
peotools.com · 2026