Proofline / the financial proof layer

You are never held to a number you did not say.

Proofline shows your prospect a sourced current-vs-PEO range, built from their real figures and your real rate card, on your site, under your brand. A range, not a single fixed figure they fixate on and you spend the first call walking back.

The one question that stalls the deal, what is this actually going to cost me, gets a sourced, checkable answer before you are ever in the room. You walk in with the money question cleared and nothing to defend.

Live engine, sample brand, no account. Free until your first verified lead.

The silent loss

Most broker sites ask for a call before they give an answer.

A prospect arrives with a money question and your page hands back a contact form. So they leave, to delay, to self-answer badly, or to shop someone else. That is the silent loss. It happens on the page, before you ever know they were there.

The alternative you are competing with is a rough guess and a form. Proofline changes the moment by putting a live financial proof surface on your own site, so the answer comes before the ask.

Today
Question in, contact form back
They bounce to delay, self-answer, or shop. You never see it.
Proofline
Answer first, then the ask
The sourced range lands on your page. The lead follows the value.
Why a range

Why a range, not a single number, is the point.

A savings figure scares a broker for one reason. The prospect remembers the number and forgets the assumptions, so the first call turns into fifteen minutes unwinding a figure you never quoted.

Proofline is built the other way. It presents the advantage as a sourced range across the prospect's own plausible income, because the dominant variable is what they currently pay for coverage, not exactly where their income lands. The range stays tight and realistic for that reason, which is itself the proof: the structure works for someone in their position whether their year comes in high or low.

So the prospect arrives understanding two things at once. The structure fits a person like them, and the precise figure is what your conversation is for. The number on the page is theirs, built from your rate card, and you were never pinned to a point you have to defend. That is control of the conversation, returned to you.

What it is

A financial proof layer built for brokers.

Proofline is a broker-branded financial proof layer embedded on your site, with PEO Tools invisible behind it. Your prospect enters their figures and sees a current-vs-PEO range built from current tax rules and the real rate cards you load once.

Every material output traces to a rule, a rate, or a stated assumption, so the result can be checked, not just accepted. It is not a black-box estimate and not a national average. It is the financial-question-answering layer of the PEO industry, running on your page.

How it works / end to end

Live in five steps. The hard part is already built.

01
Load your rate cards once

Your real rates go in, so the math reflects what you can place.

02
Paste one line of code

The embed drops on like a scheduler or a video. No project.

03
Your prospect runs their numbers

Easy questions first, in real time, never gated before it runs.

04
Proofline builds the analysis

Current structure beside the PEO path, sourced, as a range.

05
They verify, you get the lead

After value, the lead lands with the headline range.

The mechanic

Admin fee in. Tax savings out.

A PEO stalls on one question: what does the admin fee cost me. Proofline answers it with the prospect's own numbers. It shows the fee as a cost, shows how the change in tax structure offsets it, and lands on a net position.

For the right owner the savings cover the fee and then some. When it does not pencil out, the report says so. That honesty is why the favorable range gets believed.

The net-position card
PEO admin feecarried in full
Tax-structure savingsoffsets the fee
Section 199A and QBIcomputed and applied
Owner health treatmentlabeled, contested
Net positionneutral to ahead

You still fit the PEO and place the coverage. Proofline just clears the money question before you are in the room.

The value, in three honest layers

One is a hard number. One is an estimate. One is qualitative.

We keep these separate, on purpose. Blending them is how a number stops being believable. Together they are the whole case.

Layer 1 · hard number
The owner's personal economics

What the change in structure does to the owner's own taxes and take-home, computed from current law and traceable line by line. The figure that goes in the headline and survives the accountant.

Layer 2 · labeled estimate
Operational relief

Most owners also stop paying separately for payroll processing, compliance and benefits administration, and the workers' comp paperwork the PEO absorbs. Real but variable, so the report shows them as a clearly labeled estimate, never inside the hard number.

Layer 3 · qualitative
Coverage and access

The owner and their team get group coverage and a benefits operation they often cannot run efficiently alone. For an owner below the dollar break-even, this is frequently where the decision is actually won.

This is why the honest scope matters: Proofline does not claim the business saves money on its employees' coverage. Often it pays more for materially better coverage. The win is the owner's economics, the operational relief, and the access, stated as what each one is.

Two reports, one engine

One earns the lead. One earns the accountant. One lets a skeptic check it.

S-PL-1
On your site
The Conversion Report

The free locked view shows a sourced range and a directional outcome, no name and no form. The full report opens on phone verify, which is when the lead lands with their headline range attached.

S-PL-3
The leave-behind
The Proof Report

The higher-documentation report you hand the prospect's accountant or CFO. Same engine, same rate cards, presented for the skeptical reader. It does not ask them to trust a conclusion. It shows them the work.

V-PL-3 · public
Free, public
CPA verification reference

The same engine on a public page, so any accountant can check the figures with no account and no commercial relationship with us at all. "My CPA reviewed it and it holds" is the close no brochure produces.

Report anatomy

What the full report contains.

So you know exactly what your prospect gets. The unlocked report walks the decision top to bottom.

Every total is the sum of its visible lines. Assumptions are stated. Contested positions are flagged with the opposing authority named. Those are the traits an accountant looks for, shown on purpose.

01
Inputs summary
02
Current path
03
Inside-PEO path
04
Side-by-side
05
Income-sensitivity range
06
Plan tiers
07
Retirement leverage
08
CPA review checklist
09
Transition path
10
State advantages
11
Scope statement and your CTA
The four pillars

Why brokers put their name on it.

Proof

Every important output traces to a rule, rate, or assumption. The report shows the logic, not just a conclusion.

Neutrality

It can show a positive, negative, or mixed answer. That neutrality is what makes a favorable outcome believable.

Branding

The experience lives on your site, under your brand. You own the page, the message, and the lead. PEO Tools never surfaces.

Conversion

The analysis moment becomes a verified, high-intent lead event, instead of a passive visit or a weak form.

We build the tool. You win the deal. PEO Tools is paid only by you, never by a PEO, and never takes a split or touches your client. That structural neutrality is the reason the number is allowed to be honest, and the reason it is yours. Every free comparison tool in the market is paid by a PEO on placement, so its independence is theater. Ours is not for sale.

The accountant test

Built to survive the room you are never in. Their accountant's.

The report does not ask the accountant to trust a conclusion. It shows them the work. Federal and state computation is current to enacted statute, the core math is checked against current IRS and state authority, every figure cites the rule or rate behind it, and contested treatments, such as the conservative handling of the owner health deduction, are labeled as such with the opposing position named.

The totals reconcile against the same rules that produced them. "My accountant reviewed it and it checks out" is a close no brochure can earn.

What we promise, and what we do not

We say both out loud.

Because the boundary is what makes the number believable.

What Proofline promises

A sourced, traceable current-vs-PEO position, built from your rate card and the prospect's real figures, presented as a defensible range, current to enacted federal and state law and checked against authority, with an accountant-survivable full report. The verified lead is yours, in full.

What it does not promise

It is not a binding quote, a national average, or a marketplace. It does not hand the prospect a single guaranteed figure to hold you to. It does not claim the business saves money on its employees' coverage, often it pays more for better coverage. It does not produce a workers' comp e-mod, price class codes, or quote a carrier. And we are never paid by a PEO, never take a split, never touch your client.

It computes federal and state income tax, the Section 199A and QBI effect, owner health treatment under the code, and the admin fee weighed against the tax-structure savings, ending in a net position shown as a range. The figures are sourced; the formula stays yours. Evaluation, quoting, negotiation, and placement stay with you, the work only you can do.

The portal

Your pipeline cockpit.

The prospect sees the report. You get the other half of the product: a portal that runs your pipeline, not a settings page. Every analysis that fires becomes something you can see, measure, and act on.

app.peotools.com/portal
S-PL-4
Verified leads
28
this month
Cost per lead
$12
derived
Load to lead
31%
clamped
ROI model
1 input
your close value
Leads by intent
ApplyBookAsk
Honest funnel
Config
Rate cardsSource analyticsBilling

Placeholder cockpit. Real portal screens (S-PL-4 through S-PL-9) swap in from a sample tenant.

Lead delivery and integrations

The lead reaches you the way you already work.

A configuration step in the portal, not custom development.

Email and SMS alert

The moment a lead verifies, while the number is still on screen.

Portal record

With the headline range and the intent attached.

Curated CSV

The qualifying answers and result figures, not just an email.

Webhook, API, CRM

On higher tiers, configured by you, into the system you run your day from.

Built around your firm

Configured to your book, not a template.

You control the parts that make the report yours. The proof standard does not move; the framing is yours.

If you fight your deals on specific line items, bring them. The analysis can be tuned to the way you actually win. That is built around your deals, not bespoke work billed by the hour.

Rate cards and admin feesyou set
Brand, logo, domainno powered-by
Copy and CTAyou set
Lead routingyou control
Scales to your operation

Solo to Pro to Agency. The proof standard never changes.

The product does not change as you grow. What changes is operational scale. You buy more delivery and more visibility, never a weaker proof.

Solo

The broker running their own book. One branded site, the full engine and report, every verified lead delivered as a designed brief, a portal for billing and your rate card.

Pro

The broker who wants the whole funnel wired into their stack. The live portal and its analytics, a webhook for every lead, and apply, book, and question actions on the unlocked report.

Agency

Networks and multi-office brokerages. The engine under every broker, each their own brand, multiple sites through our build pipeline, Deep Analytics, and one dashboard over all of it.

Best fit, stated honestly

It converts traffic. It does not generate it.

Proofline fits brokers and broker-led firms whose sites already get attention, from search, content, paid traffic, or referral spillover, and need a stronger thing to do with it.

If your site barely gets visitors, tell us and we will say so plainly. The engine is the wrong first move, and Proofhouse is where you would start instead. We would rather tell you that than sell you a tool with nothing to work on.

Right fit
Your site already gets traffic you want to convert.
Wrong first move
Little traffic yet. Start with Proofhouse, then add the engine.
Live in a day

No project. A new sales surface.

Load your rate cards, place the embed, connect lead delivery. It should feel like deploying a new sales surface, not implementing a software project. You do not maintain a calculator, you do not touch the math, and PEO Tools never surfaces to your prospect.

ProofFirst Launch

The lowest-friction way to start. One report.

Not ready to deploy the engine yet. We build a single broker-branded Proof Report from your real rate cards against an actual prospect scenario you bring, same engine, same proof standard, white-labeled to you, in three business days, embed-ready and delivered by email.

You hold the artifact your prospect's accountant would see before you decide on the subscription. A feature list cannot close that decision. The report can. And if it does not pencil out, you will know that too.

Request received.

We will build your white-labeled Proof Report and email it back, three business days.

Get a sample Proof Report

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No phone required. We reply by email. Broker-exclusive.

Pricing

Free until Proofline produces your first verified lead.

Flat monthly after that. No percentage of commission, no per-lead fees, no setup cost. Solo is about $1,800 a year. You know what one placement's residuals are worth. See full pricing.

Where most brokers start
Solo
$150/mo
The full engine and report on one branded site.
  • +Full engine and line-by-line report
  • +Every verified lead as a designed brief
  • +Portal for billing and your rate card
Start free
Pro
$350/mo
The whole funnel, wired into your stack.
  • +Everything in Solo
  • +The live portal and its analytics
  • +A webhook for every lead, into your CRM
  • +Apply, book, and question actions
Start free
Agency
Let's talk
Networks and multi-office brokerages.
  • +Multiple branded sites via our pipeline
  • +Deep Analytics across the network
  • +Per-broker rate cards
  • +One dashboard over all of it
Book a call

No per-lead fee and no lead to ration. Every verified lead the engine produces reaches you, on every tier.

FAQ

What brokers ask before they put their name on it.

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Go be the prospect

Do not decide from the copy. Go be the prospect.

Run it on a live, sample-branded deployment and watch the engine build the range, line by line, in front of you. No account, no call, no card. Then you will know exactly what your prospects see before they ever reach your contact form.

Sent. Check your inbox for the broker brief.

Prefer email? Send yourself the broker brief and read it on your own time.

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Running a network or multiple offices? Book a call instead.